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About Us
Our Services
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What Is A Public Adjuster?
Losses We Handle
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Contact Us


Filing a claim is not as simple as it should be! You must be prepared to answer many questions and complete the "Duties after a Loss" and many provisions that need to be followed to comply as required by your insurance policy. We work only for YOU, the policyholder. We know the how, the when, and the what to get the best possible results for you - the homeowner/business owner. We protect your interest and we work for you to obtain an equitable settlement for your losses.

We become partners until we settle your claim. These are just some of the services we provide:

  • FreeEvaluation of your claim.
  • Detailed explanation of your insurance policy.
  • Detailed explanation of your claim, your duties after a loss and our agreement
  • Assistance to you in reviewing and providing the documents and information required as part of your duties after a loss.
  • Scope your property damage
  • Estimate of your property damages
  • Filing of your insurance claim with the insurance company
  • Preparation and packaging of your insurance claim file
  • Make all appointments with the Insurance Company Adjuster
  • Meet with the Insurance Company Adjuster at your property
  • Set appointments to review and discuss the damages and negotiate on your behalf to maximize your settlement amount.
  • Keep you informed at all times
  • Follow up on policy provisions such as Mediation or Appraisal in the event the Insurance Company does not agree with our settlement amount.
  • Act as your Appraiser whenever possible.
  • If required, aid you in obtaining industry expert professionals, such as engineers, environmentalists, etc. to assist in the settlement of your claim.
  • Provide the insurance Company with expert testimony by our hired professionals to prove and expedite your claim. Follow up with telephone calls, facsimile, letters, documents and record keeping that support your claim. Claims can be intricate, lengthy and sometimes complex.

Hire HomeOwner ClaimsPublic Adjusters - we will make the settlement of your claim STRESS FREE for you and your family.
Remember we speak the same insurance language as the insurance companies. Can you? We get paid only when you get paid!!

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"After the storm, my home had serious damage and Home Owner Claims was there to help me with my claim. You Guys are the best !"
- Joe, Miami


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14140 S.W. 38 Street. First Floor, Miami , Florida 33175
Office Telephone: 305-382-2020
Office Fax: